Wednesday, January 15, 2014

OH, PRICE SMART YOU VILE TEMPTRESS ... OUR DECEMBER 2013 LIVING EXPENSES by Marilyn

CATEGORY
AMOUNT
Groceries/Household
536.18
Rent/Utilities
1030.15
Transportation
369.21
Doctors/Dentist/Meds
257.54
Dogs
38.23
Entertainment
0.00
Trips
0.00
Workshop/Garden
246.59
Furniture/Fixtures
62.63
Misc.
0.00
December 2013 TOTAL
2540.53

Cheese!!! Enough cheese to make Wallace and Grommit happy.
Saw these on first visit. Didn't buy.
They were gone, gone gone a week later :(.
Remember last month, the first month that I published our expenses, where I said we were trying to keep our expenses under $2,000? Well, that was before we joined Price Smart (the Costa Rican COSTCO) and shopped there … twice. True, the many staples I purchased will last us for months, but will we be able to avoid the Siren Song of smoked sausages, imported cheese, GHIRADELLI CHOCOLATE CHIPS!???
I hope so. We actually only bought one pricey chunk of cheese, skirted past the smoked sausages and, much to my broken heart (and the main reason we’d returned to Price Smart for the second time in as many weeks) the Ghiradelli chocolate chips were gone. Shoulda bought them on the first trip.
We will probably go back sometime in January because the giant bag of premium dog food at Price Smart was twice the size and half the price of the dog food we’ve been getting downtown in Grecia. But I’d still like to keep our grocery/household budget to about $100/week. I also prefer shopping at Grecia's Central Market and especially the Farmer's Market. It makes me feel much closer to becoming a "GringTica" which I hope some day to consider myself. 
What else kicked us over our $2,000 budget? Well, as everyone who owns a car in Costa Rica knows, December is Marchamo month. Marchamo is the annual liability insurance that car owners are required to pay. It’s based on the kind of car you drive and the age of the car. For our 2004 Subaru Forester, this year’s Marchamo was about $300.00.
I’m thinking that our doctor/dentist/meds category will probably stay around $250.00 until we get on the CAJA, so for the foreseeable future that’s not going to go down and may increase – neither of us has seen a dentist yet and although they are supposed to be a lot cheaper than in the U.S., we are going to wait for a few more months.
EPA -- just about everything for home and garden.
The other expense that is high this month is workshop/garden (besides being seduced by Price Smart, we were also lured by EPA, which is similar to Home Depot. It doesn’t help that Price Smart and EPA are within a half mile of one another). Paul is still putting together his workshop, and, unlike last month when we counted the electrical wiring as an extraordinary expense, we’re considering the lighting and shelving as more of “development expense.” And apparently the only place to get organic insect control is at EPA.  So those items are in the budget.
An EPA purchase and husband installation: Critical to my culinary happiness
and Paul's evening dish washing tasks -- lighting over the kitchen sink!
Well, even though we didn’t stay below $2,000, we spent a lot less than we would have if we were still living in the U.S. And most importantly, we love it here – we love our house, our garden, our workshop, our community … and especially the friends and discoveries we are making.






Monday, January 13, 2014

MUCHAS GRACIAS, GRECIA by Paul

We have lived in Grecia, Costa Rica for nearly thirteen weeks; but legally speaking, we are still tourists. We will start the process of getting our residency this month, January. Those who have been reading our blog know the routine. Briefly, as tourists, we are required to leave the country every three months and then re-enter to begin a new three-month stay. In March, we’ll travel up to Nicaragua for a few days. This process will continue until we become legal residents.
Our three months were up in December, so we decided to fly north to frozen Delaware on December 28 to visit friends and family. But on January 7, as we boarded the plan at BWI airport to return to Costa Rica, I became aware that a simple question was floating around in my subconscious.  Was I going home or leaving home?
In the faintest of voices, an old strand of DNA was speaking to me. Don’t leave, it warned.  Did I really want to stay? Or was I merely anticipating six hours in a horrible coach seat whose headrest would reach only to my shoulder blades, leaving my head to bobble around in agony.
Happy Family: Back row: Michael, Matt, Marilyn,
Paul. Front row: Chris, Kaylee, Stephen
But the voice inside came from a deeper place. My stepson and his wife and two wonderful grandchildren (they aren’t children anymore) live in Wilmington. We love to visit them; there’s nothing like laughing and playing music, hours of Scrabble and Monopoly (this year, Beatles Monopoly!) and just connecting in ways that don’t quite translate over SKYPE. Was it the time we spent with old friends downing eggnog and catching up on each other’s lives? Maybe it was the general ease and familiarity of English, of knowing where to go for the best kielbasa (Johnny’s Market on Maryland Ave.), or buying shop lights at Home Depot with actual dollars.
As I buckled my seat belt, it came to me that a visit is like a dip in the pool. It’s nice, it’s refreshing, but eventually you get out of the pool. The answer to my question became obvious. Marilyn and I have changed profoundly since living in Wilmington. Our brains have been rewiring at breakneck speed. We were going home.
At 6:10 am our plane lifted off the frozen runway at BWI. My mind drifted to the 1938 film Lost Horizon, in which a group of plane passengers survive a crash in the Himalayas and stumble upon a hidden valley called Shangri-La. Here people live contemplative, peaceful lives and remain young for hundreds of years.  The passengers become enchanted and choose to remain in this paradise, except for one, who wants to return to his old life with Maria, a beautiful young woman from Shangri-La. But as they hike out of the valley back into the mountains, it becomes clear that she is no spring chicken. Her body begins to shrivel up like a three-hundred year-old raisin. I looked over at Marilyn, who was dozing next to me. She still looked good, and I put the movie out of my mind.
At 9 am, we touched down in Miami. All but paralyzed from the neck down, I found a place on the carpeted cement floor and with a rolled-up towel under my neck, fell asleep. Ahh, divine flatness! We finally took to the air at 2 pm and arrived in Costa Rica at 5 pm. There were plenty of old people who were not all shriveled up. The warmth and familiarity of the place embraced me at once. This was home.
Flor, telling her mountain lion story with daughter
Jenny, our landlady, translating
Customs was a breeze. A cursory question: “How long are you going to stay?” and the thump of a rubber stamp. We snatched our bags from the carousel and headed outside for a taxi.  Immediately, I spotted a familiar face in the crowd. It was Flor, our landlady’s mother. We had met her at a Christmas party where her delightful story of fending off a mountain lion somehow melted through the language barrier and had us all laughing.  Now, here she was, smiling and waving at us. Flora! Pablo! Marileen!  Hugs and kisses all around. She introduced us to Giselle, who explained that she was our neighbor. Her husband is the saddle maker at the top of our little road. Aha!  The sign at the top of the road. Monturas! Saddles! More hugs.
Woozy from all the bienvenidos, we loaded our bags into Giselle's nine-seat van. She cranked over the engine, which sounded to me like a V-3. At the exit gate, the machine wouldn't accept her ticket. Clearly, she had not experienced the airport parking garage before. She and Flora chatted about what to do as we circled the parking area looking for a way out. Finally, Giselle called to an hombre who pointed to a door in the terminal where you had to pay. Giselle turned to Flora with a shrug. Que? (I took it to mean “What the…?”) She killed the engine, got out and walked back to the terminal and paid the guy. When she got back in, she said something to Flora which must have been hilarious, because they both exploded in giggles. The V-3 started with a jolt, and Giselle took us back to the exit gate, which this time accepted our ticket.  
Giselle and Flora seemed unaffected by the traffic congestion outside. They chatted as if they were on a veranda somewhere.  Marilyn and I, seat belted in the back, attempted to add comments in Spanish based on our guesses as to what they were talking about, but it was obvious that we were not making any sense. I wanted to ask, “Is rush hour always like this?”, but decided it was best to sit quietly and wonder at Giselle’s light and breezy mastery of traffic which might easily have driven lesser drivers to curses and bloodshed. Every so often she would ask a question over her shoulder. We assumed she was asking if we were all right, so we would say, “Si, si. Gracias.”  We laughed at ourselves remembering how new ESL students would come to class with only a few phrases of English.  “Welcome to my classroom,” we would say.  “Yes, yes. Thank you,” they would respond.
By the time we arrived at our little barrio on the mountain ridge, it was dark. The lights of Grecia twinkled in the valley below; the stars of the Southern Hemisphere twinkled above. We paid Giselle 25,000 colones ($50). Muchas gracias, mucho gusto and hugs all around, and Giselle was off, back up the hill to the house with the “Monturas” sign.
Charlie and Lily, our sweet doggies, were wild with joy. Of course, after our 10-day separation  they had no way of knowing if we had died or what. I took off my glasses and let them lick my face until they had their fill. It was the least I could do.  Marilyn threw some bow-tie pasta together with tomatoes, olive oil and Parmesan. We barely had enough energy to eat before we crashed onto our fantastic Swedish foam king-sized mattress with Charlie and Lily. Hugs and licks all around, and we fell instantly to sleep. Yes, this was home.
We woke at 5:30 am (a habit acquired during our teaching days) and had our coffee on the patio, as the sun was rising over the mountain to the east. The dogs ran around the yard; Charlie, like a jet powered aircraft; Lily, like a tugboat in hot pursuit.  After about an hour, we listed the payments we had to make today from my Social Security check. Rent, utilities, payment to Justin the dog sitter, groceries, and if we had enough left over, some lumber for improvements around the house and my Tico workshop. I was in the shower, when I heard the dogs barking. Marilyn called to me, “Paul, come on out. I want you to meet Hansy.” I threw on some shorts and T shirt.

I shook hands with Hansy, an amiable, generously tattooed young guy who lives a couple of houses over across a field. He is Tico but lived in the US for a few years in Woodstock, New York when he was married to a Gringa. He told us about his youth on drugs and alcohol and his rebirth only a few years ago as a painter. That explained the canvas he had with him, a still life of flowers rendered in a playful, giant, acrylic pointalistic kind of way. After taIking a bit about trying to survive as an artist, he offered to sell us his painting for a very good price.  He couldn’t have come at a worse time since our money is all spoken for and will be for the next several months. We gave him a ride downtown where we were headed to buy groceries. He showed us a large mural he had painted in the market by the bus station and then was off to sell his painting.
Grecia de Mis Abuelos by Hansy Lizano (The Grecia of My Grandparents); Mural in Grecia's Central Market http://www.hansylizano.com/
On the way back up the hill to our house, we decided to stop at the local ferreteria (hardware store) so I could buy some lumber for a light installation over the kitchen sink. Who did we run into but our landlady, Jenny and her father, Fernando. Hugs, slaps on the back and mucho gustos all around. Jenny insisted that her dad bring our lumber to our house in his truck, so we wouldn’t have to tie it to the roof of the Subaru. While Fernando and some workers loaded up his truck, Jenny introduced us to the owners and staff of the ferreteria. She knows everybody! She told Orlando, the owner, that I was doing home improvements for her rental houses and that I should always receive her discount. She was everywhere at once, climbing a ladder in the lumber yard to show me a Costa Rican hardwood, leading us into the back room where the stock is kept, assuring the salespeople that Marilyn and I are to be trusted.  They all smiled and stepped aside. 
On the way up the hill to our house, we looked at each other with goofy grins.  Ten minutes later Fernando arrived in his Land Cruiser truck with my lumber.

Yes, this is home. Gracias, Fernando. 
Fernando, Jenny's Dad

Friday, January 10, 2014

OUR COSTA RICAN CHRISTMAS: BEING NOT DOING by Marilyn


Creche, Grecia Town Square
This year brought many firsts:  first time retired, first time living in CR, first time learning Spanish, first time not spending Christmas with family and friends. Also, when we moved here in October,  we brought none of our Christmas decorations. No ornaments, no tree, no lights … and without TV, we’re not bombarded with tons of ads for the latest and greatest must-haves.
No Christmas shopping – our gift to ourselves and our family is our trip to Delaware on December 28. I feel none of the stress of worrying:  Did I get good enough gifts? Will they like them? What if they don’t? Maybe I should go out one more time; look online again in case I missed something. In the past, from Thanksgiving until December 24th, I was pretty much consumed with buying the perfect presents, cooking the perfect food, making the house sparkle in and out.
I was always involved with whatever church we belonged to. One year that meant finding swathes of fabric from the attic and quickly fashioning it into 24 costumes in 24 hours for the children’s pageant. There were always meals to serve to the homeless and Angel Tree gifts to buy. These anchors kept me focused on the being of Christmas and I could never give them up, even when I was teaching and the week before Christmas also meant final exams and grades. But they often morphed into doing, and doing sometimes got pretty overwhelming.
One year, on Christmas Eve, after the stores had closed and I couldn’t shop any more, I baked and roasted, sautéed and simmered. In between, I painted the extensive wood moldings in the dining room. We’d recently redone the room, but my choice of color of the baseboards and wainscoting didn’t seem quite right. And heaven forbid that our house full of company would think I had bad taste. So I stayed up all night painting three coats of soft yellow over the olive green mistake. It was no wonder I usually ended up with the flu or bronchitis every year by New Years’ Day. I had accepted this as a consequence of burning out with all the doing I was doing.
Instead, this year in Costa Rica we relish the peacefulness of being. Here on our mountain, as Christmas approaches, I take pleasure in my daily routines of writing, gardening, baking/cooking. And after Paul’s morning writing stint, he heads up to the workshop, losing all sense of time as he works on another sculpture.
Polish Raisin Bread - A Tradition Passed Down from My Dad Who Got It from His Mom
Grecia Metal Church
How is this being, not doing? The only way I can articulate it is that, to me, doing always has a “should,” “must” or “have to” attached to it. Being, on the other hand, emerges from one’s inner spirit. I bake bread, not because I am supposed to bake bread as part of an action plan, but because the entire process of baking bread is joyful for me. In contrast, I painted my wainscoting because I had to have a perfect house for my Christmas guests.
Altar, Christmas Eve, Grecia Metal Church
Mini-Santa, Grecia Town Square on Christmas Eve
It’s not until Christmas Eve, however, when we drive down the mountain to Mass at the Metal Church in Grecia, that the being of Christmas this year envelops me. We get to Grecia early and stroll around the town square. The town crèche is still missing the Infant who will be placed in the manger at midnight. It’s balmy; people stroll or sit on the cement benches. Several pose in front of the crèche for photos. We sit too, people-watching before entering the church at about 7:30 to get a good seat.
Red velvet drapery swags tied up with gold bows greet us as we enter the church. Red and gold is the theme of the festively decorated pillars; the altar is banked with dozens of red poinsettias. A crèche just a little smaller than the one outside on the town square waits for its Infant. A blue curtain behind the crèche hides the glass coffin where the crucified Christ lies in repose. No sense worrying Mary about the future on this eve of her baby’s birth.
More people-watching. Folks enter the church, bless themselves and find family members. There are hugs, kisses. Many of the women hold what at first appear to be baby dolls. Then I realize that they are tenderly cradling the infants from their home crèches. A distant memory tugs at a corner of my mind: I know that I’ve seen this before, maybe at St. Anthony’s, the Italian-American church I attended in high school. These infants will be blessed at the end of Mass before being taken home and carefully placed in the family’s manger scene.
In a corner of the altar, behind the blue curtain, choir members and musicians tune up and check their mics. A man who looks like he knows what he’s doing adjusts chairs, lecterns. He hurries to the back of the church and I see that he’s entered a tiny room with ropes hanging down. He begins ringing the church bells. A deep bong, bong, bong … I have an overwhelming urge to join him, hanging on to one of the bell ropes, feeling the weight, the heavy brass bell pulling me up into the bell tower.
The first hymn signals the procession of gold-robed priests preceded by a deacon enthusiastically swinging a censer. The smell and smoke of incense soon permeates the church. The final priest holds high the Infant who later will be nestled into the manger. Mass has begun. The Pascal candle is lit from the four Advent candles – three purple and one pink.
Mass in Spanish reminds me of my childhood when Mass was in Latin. Now, as then, the mystery of the words is balanced by the familiarity of the rituals. I am well-practiced in sit-stand-kneel. At the Peace, Paul and I hug and he whispers, “What do we say?” “How about Feliz Navidad?” I whisper in reply. We turn to the nuns in the pew behind us and grasp their hands. “Feliz Navidad,” we say. The nuns look confused. It occurs to me that because the Infant has not yet technically been born, e.g. placed in the manger, it’s not time to say “Feliz Navidad” yet. Oh well. Gringo mistake.
Getting Ready to Place the Infant in the Manger
In Front of the Grecia Town Square Creche
At the end of Mass, the women around me take out their infant statues and the priest blesses them. One woman kneeling nearby clutches her baby Jesus and sobs. Others hold theirs with their husbands or children, a family tradition. The choir begins “Little Drummer Boy” and the procession to bring the infant to the crèche begins. After Jesus is placed in the manger, the church bells ring out and people begin filing out. Now is the time for “Feliz Navidad.” People greet each other jubilantly. They will go home and gently place their Infants into the mangers. Jesus, not Santa, will bring gifts to the children.
Paul Videotapes Worshippers Leaving Mass
We head down the church steps to see if Jesus has shown up in the town crèche. Not yet. People are posing for pictures and we do too. I haven’t discovered how and when Jesus gets into the town crèche. Is there another procession at midnight on the dot? Is he snuck in by one of the town maintenance workers? I just know that in the morning, when families come to stroll the town square, Jesus will be there. Being, not doing.

Our Patio, Where We Watch the Stars
Paul and I return home and have eggnog and homemade Polish raisin bread (from the one precious loaf we’re not giving away) on our patio. The sky is inky black; sparkling with millions of stars. A bright planet glistens above the town square now distant in the valley. Waiting for Jesus. 

Friday, December 6, 2013

NOVEMBER LIVING EXPENSES IN COSTA RICA by Marilyn

Inspired by Paul and Gloria Yeatman+ (retireforlessincostarica.com) we are determined to keep our living expenses in Costa Rica at or below $2,000. So, like the Yeatmans, we’ll be posting our expenses on our blog every month. I like the idea of comparing what we’re spending with what others are spending to live comfortably in Costa Rica. 

CATEGORY
AMOUNT
Groceries/Household
403.99
Rent/Utilities
1049.01
Transportation
76.66
Doctors/Dentist/Meds
180.56
Dogs
69.32
Entertainment
29.99
Trips
0.00
Workshop/Garden
109.58
Furniture/Fixtures
924.19
Misc.
15.02
November 2013 TOTAL
2858.32
LESS Extraordinary Expenses*
995.39
ACTUAL LIVING EXPENSE
1862.93
*Furniture for house; cables, etc. to bring electricity to workshop
In the States, discussing money issues with others is still pretty verboten. People will gleefully share information about who they hooked up with or what drugs they’re on, but talk about how much you earn … never!
Many who move here come with substantial savings and investments. They may have healthy pensions or retirement accounts. They don’t have to count pennies (or colones) every month. But there are also the folks like us who hope to find a way to live well on a limited budget.
It was extremely refreshing as I began my research on moving to Costa Rica to discover Paul and Gloria’s website. They are truly an inspiration and let us believe that we could do this too.  
A bit of background on us is in order. Paul and I spent much of our working lives as freelancers in creative fields. Although we had “real” jobs at various points, those jobs (editing, video production, adjunct faculty) did not provide opportunities to build strong retirement accounts. We were fortunate to have the last years of our working lives be as high school teachers. We each earned enough “points” in the system to have small pensions that now supplement our Social Security income.
So that’s what we have to work with.  By keeping our Costa Rica expenses below $2,000, we should be able to develop a decent savings account. In the monthly expense grid that I will be publishing, I am not including “prior commitments” like credit card and loan payments. Because we no longer use our credit cards, they are not part and parcel of our living expenses in Costa Rica; still, until we finish paying them off, they will be impacting our ability to save as much as we would like.
During November, we had nearly $1,000 of what I’ve indicated as “extraordinary expenses.” We moved into a house with almost no furniture. It is a great house and we feel very fortunate to have it, but all it had in it was a table, four chairs and a bed that was too small for us. After meeting Paul and Gloria in June, we thought we might be able to find a terrific furnished house in a great area for $500 a month because that’s the deal the Yeatmans have. They had strongly cautioned us that they’d fallen into a “one in a million opportunity.” But it wasn’t until two weeks of rental house shopping that the reality of the “one in a million opportunity” set in. The house we’re in now is the first one we looked at and initially rejected because the rent was $850 a month with minimal furnishings. But now that we’re here, it is right for us for many reasons (to be discussed in a future blog) and well worth the $850 a month.
 For several reasons we chose not to ship any of our furniture from the states. So for the next few months we will be purchasing (or Paul will be building) furniture. The “extraordinary expenses” in November represent a used bed and bookcase and a new sofa. We are turning the old house behind ours into a workshop (one of the bonus opportunities of this rental) To bring power to the building, we purchased electrical cable and fittings. These improvements will also be considered “extraordinary expenses” since they are not “required” to live comfortably in Costa Rica, but are choices we are making over and above our living expenses.

So there you have it. Of course every household will be different, but by looking at a variety of monthly expense budgets, you may be able to develop your own idea of what you’ll need to start your new life in Costa Rica with more clarity.